For Married Couples with Customized Distribution

Joint Trust with Specific Gifting

Direct specific assets to chosen individuals before distributing the remainder to your beneficiaries

What is a Joint Trust with Specific Gifting?

A Joint Trust with Specific Gifting provides married couples the ability to make targeted gifts to specific individuals while also ensuring their children receive the residual estate. This trust type gives you precise control over who gets what—whether it's a family heirloom, a specific dollar amount, or a particular piece of property.

This is ideal when you want to honor special relationships, recognize contributions, or ensure certain individuals receive meaningful gifts before the bulk of your estate is divided among your primary beneficiaries.

This Trust is Ideal For:

  • Couples who want to make specific bequests (jewelry, collections, property)
  • Families honoring caregivers, godchildren, or close friends
  • Parents with sentimental items earmarked for specific children
  • Couples recognizing charitable organizations with specific gifts
  • Families with complex distribution wishes requiring precise instructions
  • Those wanting to ensure fairness when some heirs received support during life

📋 Real-World Example

The Martinez Family Scenario:

Maria and Carlos want to pass their estate to their three children equally, but they also want to:

Solution: A Joint Trust with Specific Gifting allows them to document these exact wishes, ensure these gifts are distributed first, and then divide the remaining estate equally among their three children.

Key Benefits of Specific Gifting Provisions

🎯 Precise Control

Specify exactly who receives what assets, eliminating ambiguity and potential family disputes about your intentions.

💝 Meaningful Recognition

Honor special relationships, show gratitude, or fulfill promises through targeted gifts to individuals who matter to you.

⚖️ Fair Distribution

Account for financial support given during your lifetime by adjusting specific gifts, ensuring equitable treatment of all heirs.

🏛️ Charitable Legacy

Include specific charitable gifts to causes you care about while still providing for your family.

🛡️ Probate Avoidance

All specific gifts and residual distribution happen outside of court, maintaining privacy and reducing costs.

📝 Clear Documentation

Eliminate family confusion by clearly stating your wishes for specific items and amounts in legally binding documents.

How Specific Gifting Works

Distribution Priority

1. Specific Gifts are Distributed First: Upon both spouses' deaths, the trustee distributes the specific gifts you've designated—whether monetary amounts, specific property, or particular assets.

2. Residual Estate Follows: After specific gifts are fulfilled, the remaining estate (the "residual") is distributed according to your instructions—typically to your children or other primary beneficiaries.

Types of Specific Gifts You Can Include

Protection Against Failed Gifts

Your trust includes contingency provisions for situations where a specific gift recipient predeceases you or a specific asset no longer exists. These provisions protect your overall distribution plan and prevent unintended consequences.

Comparison: Joint Trust vs. Joint Trust with Specific Gifting

Feature Standard Joint Trust With Specific Gifting
Distribution Method Equal or percentage-based to beneficiaries ✅ Specific gifts first, then residual distribution
Asset Control General distribution instructions ✅ Precise control over specific assets
Non-Family Gifts Limited flexibility ✅ Easy inclusion of friends, caregivers, charities
Sentimental Items Left to executor/trustee discretion ✅ Documented instructions for heirlooms
Complexity Simpler documentation More detailed but clearer intentions
Best For Straightforward equal distribution ✅ Customized, thoughtful distribution plans

Thoughtful Estate Planning

$697 - $997

Joint trust with customized specific gifting provisions
Pricing based on complexity and number of specific gifts

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Professional preparation with precise distribution instructions

Frequently Asked Questions

How many specific gifts can I include?

There's no strict limit, but we recommend balancing specificity with simplicity. Most families include 3-10 specific gifts. Too many specific gifts can make administration complex, so we'll help you find the right balance.

What happens if a specific asset doesn't exist when we die?

Your trust includes "ademption" provisions that address this. If you've gifted a specific item that no longer exists (like a car you sold), that gift simply fails and doesn't affect the rest of your distribution plan. We can also include substitution provisions if desired.

Can I change specific gifts after the trust is created?

Yes! Since this is a revocable trust, you can amend your specific gift provisions at any time during both of your lifetimes. As your wishes change or new items become meaningful, we can update your trust accordingly.

How do I describe specific gifts clearly enough?

We'll help you describe gifts with sufficient detail to avoid confusion—for example, "my 2-carat diamond engagement ring" rather than just "my ring." For collections, we can reference inventories or appraisals attached to the trust.

Will specific gifts reduce what my children inherit?

Yes, specific gifts are distributed first, then the remainder goes to your residual beneficiaries (typically your children). We'll help you balance specific gifts with your overall estate size to ensure your children still receive meaningful inheritances.

Can I make specific gifts to charities?

Absolutely! Many families include charitable specific gifts—whether monetary amounts or specific assets like art collections, real estate, or investment accounts going to causes they care about.

Should specific gifts be equal in value?

Not necessarily. Specific gifts are about intention and meaning, not always equal value. However, if equity among heirs is important, we can structure your residual distribution to account for any imbalances created by specific gifts.