Terms of Use
Last Updated: September 8, 2026
Welcome to JoeTurtle.com. This website is operated in connection with the TRUSTMAKER™ brand and is intended to provide general educational information about living trusts, estate planning, probate, trust funding, and related topics.
By accessing or using this website, you agree to these Terms of Use. If you do not agree with these terms, please do not use the website.
1. Educational Information Only
The information provided on JoeTurtle.com is for general educational and informational purposes only.
Nothing on this website is intended to constitute legal, tax, accounting, investment, financial, or other professional advice. Estate-planning laws and requirements vary by state, jurisdiction, individual circumstances, and changes in law.
Information on this website should not be relied upon as a substitute for advice from an appropriately licensed attorney, tax professional, financial professional, or other qualified adviser familiar with your individual circumstances.
2. No Attorney-Client Relationship
Use of JoeTurtle.com does not create an attorney-client relationship.
Submitting a form, sending an email, communicating through the website, using an AI-powered feature, downloading educational materials, or speaking with Rob Salter does not by itself establish an attorney-client relationship with Rob Salter, TRUSTMAKER™, Joe Turtle™, or any attorney or other professional who may subsequently become involved.
When legal services are needed, they should be provided by an appropriately licensed legal professional pursuant to that professional’s own engagement terms.
3. Rob Salter and TRUSTMAKER™
TRUSTMAKER™ is designed to help make the estate-planning process more approachable, structured, and understandable.
Rob Salter provides personal guidance and educational support through that process. Unless expressly stated otherwise in a separate professional engagement, Rob Salter is not acting as your attorney, tax adviser, accountant, or investment adviser through JoeTurtle.com.
Any professional services that require a particular license or professional qualification must be performed by an appropriately licensed professional.
4. Living Trust and Estate-Planning Information
A living trust can be an important part of an estate plan, but it is not appropriate for every person or every situation.
The effectiveness of a trust may depend on factors including how the trust is drafted, executed, maintained, and funded; how assets are titled; applicable state law; the nature of the assets involved; and the individual’s family, financial, tax, and legal circumstances.
References on this website to avoiding probate, maintaining privacy, planning for incapacity, transferring property, or making administration easier for family members describe potential or general benefits. They are not guarantees of a particular legal or financial result.
Creating or signing a trust document alone does not necessarily mean that every asset has been transferred to or properly coordinated with the trust.
5. AI-Generated Information
JoeTurtle.com may provide access to an artificial-intelligence-powered assistant or chatbot designed to answer general questions and help visitors locate educational resources.
AI-generated information may be incomplete, inaccurate, outdated, or inappropriate for your particular circumstances.
The AI assistant is not an attorney, tax professional, financial adviser, or other licensed professional, and its responses should not be treated as legal, tax, financial, investment, or other professional advice.
Do not rely on an AI-generated response to make important legal, financial, tax, estate-planning, medical, or other consequential decisions.
When appropriate, consult a qualified professional who can evaluate your individual circumstances.
6. Communications and Get Started Form
JoeTurtle.com may allow you to submit your name, email address, telephone number, information about your homeownership or existing estate plan, and other information through forms on the website.
Submitting information through the website does not obligate you to purchase a service or enter into a professional relationship.
If you provide consent to be contacted, Rob Salter or an appropriate representative may contact you regarding your inquiry by the communication methods to which you consent.
Please do not submit highly sensitive information through a general website form, including Social Security numbers, bank-account information, passwords, or other confidential financial credentials.
Our collection and handling of personal information is also subject to our Privacy Policy.
7. No Guarantee of Results
JoeTurtle.com, TRUSTMAKER™, Joe Turtle™, and Rob Salter do not guarantee that any particular estate-planning strategy, trust, document, professional service, or course of action will achieve a particular result.
Examples, scenarios, explanations, and educational materials are illustrative and may not apply to your circumstances.
Past experiences, examples, or general descriptions should not be interpreted as promises or guarantees of future outcomes.
8. Third-Party Professionals and Services
JoeTurtle.com may refer visitors to or provide information about attorneys, tax professionals, financial professionals, technology providers, document providers, or other third-party services.
Third parties are responsible for their own professional advice, services, licensing, privacy practices, terms, fees, and performance.
Unless expressly stated otherwise, a reference or link to a third party does not constitute a guarantee or warranty of that third party’s services.
You should independently determine whether a professional or service provider is appropriate for your needs.
9. Third-Party Links
This website may contain links to websites, services, or resources operated by third parties.
JoeTurtle.com does not control those third-party websites and is not responsible for their content, availability, security, accuracy, privacy practices, or terms of use.
Accessing a third-party website is at your own discretion and subject to that third party’s terms and policies.
10. Intellectual Property
Unless otherwise indicated, the content and original materials appearing on JoeTurtle.com—including text, graphics, branding, illustrations, educational materials, website design elements, and other original content—are owned by or licensed for use by the website operator and are protected by applicable intellectual-property laws.
TRUSTMAKER™ and Joe Turtle™, together with associated branding, characters, logos, and original materials, are proprietary brand assets.
You may use publicly available educational content from this website for your personal, noncommercial use. You may not reproduce, republish, sell, distribute, modify, commercially exploit, or represent the website’s proprietary content or branding as your own without prior written permission.
11. Acceptable Use
You agree not to use JoeTurtle.com:
For unlawful or fraudulent purposes;
To interfere with the operation or security of the website;
To attempt unauthorized access to website systems or information;
To introduce malicious software or harmful code;
To misuse forms, AI features, or other interactive functionality;
To impersonate another person or misrepresent your identity; or
To infringe the intellectual-property or other rights of another person.
We may restrict access to the website or its interactive features when reasonably necessary to protect the website, its users, or its services.
12. Website Availability and Accuracy
We strive to provide useful and accurate information, but estate-planning laws, tax rules, technology, professional practices, and other information can change.
We do not warrant that all information on JoeTurtle.com will always be complete, current, accurate, or available.
Website content may be changed, corrected, updated, or removed without notice.
13. Disclaimer of Warranties
To the extent permitted by applicable law, JoeTurtle.com and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied.
We do not warrant that the website will be uninterrupted, error-free, secure, or free from harmful components, or that information obtained through the website will produce a particular result.
Nothing in these Terms excludes warranties or rights that cannot lawfully be excluded.
14. Limitation of Liability
To the extent permitted by applicable law, JoeTurtle.com, TRUSTMAKER™, Joe Turtle™, Rob Salter, and their respective owners, representatives, contractors, or service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or reliance upon, this website or its educational content.
Nothing in these Terms is intended to limit liability that cannot legally be limited or excluded.
15. Privacy
Your use of this website is also subject to the JoeTurtle.com Privacy Policy.
The Privacy Policy explains how information submitted through the website may be collected, used, stored, or otherwise handled.
16. Changes to These Terms
These Terms of Use may be updated periodically to reflect changes to the website, services, technology, or applicable requirements.
When material revisions are made, the “Last Updated” date at the top of this page may be revised.
Your continued use of the website following an update constitutes acceptance of the revised Terms to the extent permitted by applicable law.
17. Governing Law
These Terms are intended to be governed by applicable law in the jurisdiction determined appropriate for the website operator and the services involved.
Because legal requirements can vary by jurisdiction, this provision should be reviewed and finalized by legal counsel before publication.
18. Contact
Questions regarding these Terms of Use or JoeTurtle.com may be directed to:
JoeTurtle.com / TRUSTMAKER™
Rob Salter
Phone: (877) 257-6620
Email: support@joeturtle.com